This is a payment authentication service by which the cardholder, the merchant and the bank involved are securely verified. The service offers you an extra level of protection against credit card fraud when making a purchase on a site that offers 3-D Secure™ payments.

The process is very easy: during the payment stage on the site, after entering your credit card details, a window will open and will request a one time password (OTP) from you as previously agreed between you and your bank (if your bank is offering this service). Alternatively, the system will prompt you to register for the (OTP) online, in order to complete payment. This additional protective measure will start a secure dialogue between you and your bank.

The 3-D Secure™ payment is offered by banks and credit card issuers under the brand names "Verified by Visa" for VISA card holders, and "Mastercard Secure Code" for Mastercards. For any additional information about this service and enrolment we kindly ask you to contact your bank.

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