Diamfin, 2nd fl Sandton City Office Tower, Sandton
Tel: 0861998888 Int: +27117831656    Fax: 0861991113    Email: admin@diamondrings.co.za
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Applying for Finance


Your full order amount can be financed and paid for by monthly instalments. Finance will be arranged through an affiliate credit provider as Diamfin Group is not a registered credit provider. We will assist you in the initial application, however the entire approval process will be handled by an affiliate who will liaise with you to approve or decline your application. Once your application is approved the credit provider will credit the funds to your account. You will then need to make an internet transfer or EFT ( from your account to ours) for the full order amount and send us proof of payment. Recipt of payment will be confirmed by return email. Crafting process of your design will then commence and you wil be required to settle with the credit provider as per your credit agreement.

What are the Finance Options?

  • Finance can be applied for purchase amounts up to R150 000
  • Flexible repayment periods from 6 to 72 months. Loan repayment periods can be negotiated in order to suit what is affordable for you.
  • Repayments are done via monthly debit order and your instalment amount will remain fixed over the loan period, even if interest rates go up.
  • You should receive the pre-approval answer in less than 24 hours
  • Your loan is offered with insurance which covers the original loan amount in the event of death, retrenchment, dread disease as well as temporary/permanent disability.
  • You can apply from anywhere in South Africa

What is the Cost?

The cost of a personal loan is calculated based on a combination of your risk profile and an affordability assessment. Typically the interest rates range from 9% and 45% and repayment periods from 6 to 72 moths. Small admin and insurance fees are also added.

How to Qualify?

  • You must be a South African citizen
  • You must be between the ages of 18 and 65 years old
  • You must be permanently employed
  • You need a minimum salary of R1500p/m deposited to you account

What is the Procedure?

You will need to place your online order first by selecting your design and then following the checkout process to the end. During the checkout, in the ‘Payment Options’ page select ‘Apply for Finance’ option, then complete the online application form. Once your order is placed the application will be forwarded for pre-approval. Documents that will be Required

  • Valid South African green bar coded ID.
  • Latest payslip/s depending on whether you are monthly, fortnightly or weekly paid.
  • Latest 3 months bank statements where your salary is deposited
  • For self-employed individuals, at least 6 months proof of income (letter from accountant).
  • Proof of residence

You can expect an answer within 24 hours

NB. Diamfin Group is not a credit provider. Diamfin Group offers finance and insurance via affiliated registered credit providers who administer all applications and handle the entire approval process. Diamfin Group is not authorised to approve or deny applications.

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